Certificate terms.
What you buy, what it costs and your rights, in short. The course and the test are free; these terms apply only to the A$49 certificate.
Who sells it
Opus Vault, trading as Aptia Skills, ABN 85 543 288 407. Address: 22 Somersby Road, Welshpool WA 6106, Australia. Phone: +61 488 991 926. Email: hello@aptiaskills.com. We are a private training provider, not a public body.
What you buy
A PDF certificate of completion (A4, three pages) in your name, saying that you completed the course “Fraud, scams and AI-generated documents for SMSF auditors (2027 edition)” and passed its final test. It has a unique number and a QR code that leads to our public check, a training record, and a ready entry for your own CPD log. It is not a licence or a document from any public body.
Price and payment
A$49 in Australian dollars, the full price you pay, with no extra fees. One payment, no subscription. You pay on Stripe’s page by card, Apple Pay or Google Pay. You can only pay after passing the test. If GST applies to the sale, it is included in the price and shown on your receipt.
Delivery
Straight away: after paying you come back to our site and download the certificate and the receipt. The link is yours alone and keeps working.
What we never claim, and what you decide
Regulation 9A.04 sets a test and does not list courses. We do not claim that ASIC, the ATO or any other body backs this course, because none does. You decide whether it meets the test and which hours it counts towards, and you keep your own CPD record. Before paying we ask you to tick two boxes: that you want the certificate straight away, and that you understand this. Without both, you cannot pay. We confirm both in your receipt.
- The development must be something that could reasonably be expected to enhance the auditor’s technical skills or professional service delivery. [S4]
- The auditor must keep a written record of the development for at least 3 years after the end of the financial year in which it occurred. [S4]
- ASIC lists completing the prescribed ongoing professional development among an SMSF auditor’s statutory obligations, and says the ATO monitors SMSF auditor compliance. [S2]
Mistakes, refunds and your consumer rights
If the certificate has a mistake of ours (for example, your name is not as you typed it) or will not download, email hello@aptiaskills.com: we fix it or refund you. A refunded certificate shows as not valid in the public check. Nothing in these terms limits your rights under the Australian Consumer Law, which cannot be excluded.
- Businesses cannot take away a consumer's right to a refund or replacement for a faulty product or service, and terms that say 'no refunds' are illegal. [S90]
- Consumers are entitled to a repair, replacement or refund if a product or service does not meet one of the basic rights, which are known as consumer guarantees. [S90]
- When a business sells a product with a major problem, it must give the consumer the choice of a refund or a replacement. A refund should be the full amount paid. [S90]
Language and complaints
The contract is in English. For any complaint, email hello@aptiaskills.com and we will answer in writing.