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Scam awareness: who must train, and free tools for everyone.

Some jobs come with a duty to train staff about scams and fraud, and someone checks. Find yours below. The 10-question check, the latest alerts and the reporting finder are free for everyone.

See who must trainTry the free check

Who must train, and what the duty says.

Each duty line below comes from the rule-maker's own page, listed under Sources. Where no law asks for training, we say so.

Staff of businesses under Australia's AML/CTF rules

Australia

  • Your business must give AML/CTF (anti-money-laundering and counter-terrorism-financing) training to the people whose work relates to those duties.1

AML/CTF staff training

Price A$49 a person, or A$199 a year for a firm of up to 10 staff

See the AML/CTF staff course

Registered tax agents and BAS agents

Australia

  • To renew registration, tax agents must have completed continuing professional education (CPE): 120 hours over three years, 20 a year, for a standard registration. BAS agents have their own table of hours.2

Client data security and AI scams (CPE)

Price A$59

See the tax agent CPE course

Training providers: CPD providers for Victorian property professionals, and registered training organisations

Australia

  • Victoria lists privacy and cyber security as a mandatory 2026/27 activity for estate agents, and the national unit BSBXCS402 is about workplace cyber security awareness. We license course packs for both; approval of your own course stays with you and the body that approves it.34

Licensed scam-training course packs

Price Licence, price on the page

See the licence

Staff of businesses that must prevent money laundering (Chile, Peru, Dominican Republic)

Chile, Peru, Dominican Republic

  • Chile Reporting entities must train all staff on preventing and detecting money laundering once a year, and keep a record of it.5
  • Peru Staff and directors need at least one training a year in preventing and detecting money laundering.6
  • Dominican Republic The law lists it as a breach if reporting entities do not hire suitable staff and give continuing training in preventing money laundering.7

Annual money-laundering prevention training (Spanish) · The course is in Spanish

Price US$29 a person (countries may change)

See the Spanish course

Small businesses that pay and get paid by bank transfer

Australia

  • No law requires this one. It is a practical set of checks for the payment scam that targets small businesses most: a fake invoice, or a message that changes the bank details.8

Payment fraud and AI-scam controls kit

Price A$79

See the payment controls kit

Canadian businesses that report to FINTRAC (real estate, accountants, precious metals and stones, money services)

Canada

  • If you have employees, agents or others who act for you, you must keep a written, ongoing compliance training program, and a documented plan for delivering it.9

FINTRAC compliance training kit

Price CA$129

See the FINTRAC training kit

Mortgage brokers and credit representatives who are MFAA members

Australia

  • MFAA members must complete 30 CPD hours each membership renewal year, and attest to it at renewal.10

Scams and identity fraud for mortgage brokers (CPD)

Price A$39

See the mortgage broker CPD course

SMSF auditors

Australia

  • An SMSF auditor must complete at least 120 hours of continuing professional development every 3 years.11

Fraud and AI-generated documents for SMSF auditors (CPD)

Price A$49

See the SMSF auditor CPD course

Solicitors in New South Wales and their practice staff

Australia

  • NSW solicitors must complete ten CPD units each CPD year, which runs from 1 April to 31 March.12

Cyber fraud and AI impersonation in legal practice (NSW CPD)

Price A$89

See the NSW lawyer CPD course

Staff and managers of real estate businesses in Portugal

Portugal

  • The business must make sure its managers, staff and people with relevant roles know the law's duties, through specific and regular training suited to the sector.13

Yearly anti-money-laundering training for real estate (Portuguese) · The course is in English

Price EUR 29 a person (less for teams)

See the Portuguese course

Free for everyone.

What most alerts have in common.

Read the alerts and the same few tricks come up. AI is one more tool they use, not a new kind of trick.

  • Fake invoices and changed bank details

    Someone pretends to be a business or person you know and asks you to pay into an account they control. Small businesses are common targets.8

  • Pretending to be the police or a government agency

    In the United States, the FBI's complaints centre received nearly 61,000 complaints of law enforcement or government impersonation scams between January 2025 and July 2026.14

  • AI is one more tool, not a new trick

    Scamwatch says scammers use AI to make scams more convincing and personal, including fake videos and cloned voices. The checks that work are the same: stop, check with a number you already have, then pay.15

What this is, and is not.

  • An independent training and information site. We are a private provider, not a government body or regulator, and we are not linked to any body named here.
  • Names of agencies and laws appear as plain text so you can find the original. Nothing here is approved, endorsed or accredited by them.
  • Not legal advice. Check what applies to your business with the rule-maker or an adviser.
  • Every business and person in our questions is made up.

Questions

Do I have to buy a course to meet my duty?

Not necessarily. The duty lines say what the rule-maker asks for. A course is one way to meet it. Check your own rules.

Is the free check saved or sent anywhere?

No. It runs in your browser. Nothing is sent, and nothing is stored when you close the page.

How often are the latest scams updated?

Monthly. Every entry shows the date of the original alert.

Written with AI from the official sources listed on this page, and checked word for word against them.

Sources.

Each source is a page stored on the date shown. The fingerprint is the first 16 characters of its SHA-256, so you can tell whether a page has changed since.

  1. AUSTRAC (Australia): AML/CTF training

    https://www.austrac.gov.au/about-us/amlctf-reform/reforms-guidance/amlctf-program-reform/personnel-due-diligence-and-training-reform/amlctf-training-reform

    Read on 2 November 2026 · Fingerprint 65263be67494b7ea

  2. Tax Practitioners Board (Australia): Continuing professional education (CPE) for tax practitioners

    https://www.tpb.gov.au/cpe

    Read on 2 November 2026 · Fingerprint 08c05ac7eadcb41f

  3. Consumer Affairs Victoria (Australia): Mandatory activity outline 2026/27: Privacy and cyber security (estate agents and agents' representatives)

    https://www.consumer.vic.gov.au/library/forms/businesses/cpd/privacy-and-cyber-security--mandatory-activity-outline-2026-27.pdf

    Read on 2 November 2026 · Fingerprint bbea090e32c85238

  4. training.gov.au (Australia): BSBXCS402 Promote workplace cyber security awareness and best practices

    https://training.gov.au/TrainingComponentFiles/BSB/BSBXCS402_R1.pdf

    Read on 2 November 2026 · Fingerprint 16d3472975c644f4

  5. Unidad de Análisis Financiero (Chile): Circular 62 (obligación de capacitar al personal)

    https://www.uaf.cl/media/documentos/Circular_N62.pdf

    Read on 2 November 2026 · Fingerprint 52ddbdabbd62a6ad

  6. Superintendencia de Banca, Seguros y AFP (Perú): Resolución SBS 789-2018: norma para la prevención del lavado de activos y del financiamiento del terrorismo

    https://intranet2.sbs.gob.pe/dv_int_cn/1766/v1.0/Adjuntos/789-2018.pdf

    Read on 2 November 2026 · Fingerprint bd762ac377c0b838

  7. Superintendencia de Bancos (República Dominicana): Ley 155-17 contra el lavado de activos y el financiamiento del terrorismo

    https://www.sb.gob.do/media/oepagpnr/ley-no-155-17-contra-el-lavado-de-activos-y-el-financiamiento-del-terrorismo.pdf

    Read on 2 November 2026 · Fingerprint 18c183c1f214ed33

  8. Scamwatch, National Anti-Scam Centre (Australia): Protect your small business from scams

    https://www.scamwatch.gov.au/stop-check-protect/protect-your-small-business-from-scams

    Read on 2 November 2026 · Fingerprint 9361883cbc53d204

  9. FINTRAC (Canada): Compliance program requirements

    https://fintrac-canafe.canada.ca/guidance-directives/compliance-conformite/Guide4/4-eng

    Read on 2 November 2026 · Fingerprint 2131f5837a2f5e69

  10. Mortgage and Finance Association of Australia (MFAA): Continuing Professional Development (CPD)

    https://www.mfaa.com.au/resources/cpd

    Read on 2 November 2026 · Fingerprint 9f8c9509c050e1aa

  11. Federal Register of Legislation (Australia): Superannuation Industry (Supervision) Regulations 1994, regulation 9A.04

    https://www.legislation.gov.au/F1996B00580/2026-04-21/2026-04-21/text/original/pdf/1

    Read on 2 November 2026 · Fingerprint 659bdc27836e9ccb

  12. The Law Society of New South Wales (Australia): Continuing professional development (solicitors)

    https://www.lawsociety.com.au/practising-law-in-NSW/working-solicitor-NSW/your-practising-certificate/Continuing-professional-development

    Read on 2 November 2026 · Fingerprint 27713db2af254475

  13. Autoridade Tributária e Aduaneira (Portugal), cópia do diploma: Lei n.º 83/2017 (prevenção do branqueamento de capitais), versão republicada

    https://info.portaldasfinancas.gov.pt/pt/informacao_fiscal/legislacao/diplomas_legislativos/Documents/Lei_83_2017.pdf

    Read on 2 November 2026 · Fingerprint 8769c4188c9048e2

  14. FBI Internet Crime Complaint Center (United States): Scammers Impersonating Law Enforcement and Government Officials in Fraud Schemes (I-091726-PSA)

    https://www.ic3.gov/PSA/2026/PSA260917

    Read on 2 November 2026 · Fingerprint 2268fadb5beb8d42

  15. Scamwatch, National Anti-Scam Centre (Australia): How scammers use technology and AI

    https://www.scamwatch.gov.au/stop-check-protect/help-to-spot-and-avoid-scams/how-scammers-use-technology-and-ai

    Read on 2 November 2026 · Fingerprint a6fad76ca771b2a6